{"id":9232,"date":"2023-11-30T00:00:00","date_gmt":"2023-11-29T23:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/secheresse-des-nouveautes-pour-les-sinistres\/"},"modified":"2024-07-16T02:10:04","modified_gmt":"2024-07-16T00:10:04","slug":"secheresse-des-nouveautes-pour-les-sinistres","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/secheresse-des-nouveautes-pour-les-sinistres\/","title":{"rendered":"S\u00e9cheresse : des nouveaut\u00e9s pour les sinistr\u00e9s"},"content":{"rendered":"<p>En raison des \u00e9pisodes de s\u00e9cheresse de plus en plus fr\u00e9quents, le Gouvernement a souhait\u00e9 intervenir pour am\u00e9liorer l\u2019indemnisation des propri\u00e9taires sinistr\u00e9s. Revue de d\u00e9tails.<\/p>\n<h2>S\u00e9cheresse : une meilleure indemnisation des sinistr\u00e9s<\/h2>\n<p>Les glissements de terrains qui interviennent \u00e0 la suite de la r\u00e9hydratation des sols \u00e0 l\u2019issue d\u2019\u00e9pisodes de s\u00e9cheresse se sont multipli\u00e9s ces derni\u00e8res ann\u00e9es.<\/p>\n<p>Ce qui a pouss\u00e9 le Gouvernement \u00e0 intervenir afin d\u2019am\u00e9liorer l\u2019indemnisation des sinistr\u00e9s.<\/p>\n<p>Ainsi, d\u00e8s le 1er janvier 2024, il est pr\u00e9vu :<\/p>\n<ul>\n<li>la cr\u00e9ation d\u2019un nouveau m\u00e9canisme de reconnaissance \u00ab Cat Nat \u00bb pour y ajouter les dommages caus\u00e9s par une succession anormale d\u2019\u00e9v\u00e9nements de s\u00e9cheresse d\u2019ampleur significative, qui n\u2019entrent pas dans les crit\u00e8res actuels ;<\/li>\n<li>l\u2019apport de pr\u00e9cisions sur les conditions d\u2019indemnisation des sinistr\u00e9s ;<\/li>\n<li>l\u2019obligation, pour les sinistr\u00e9s, d\u2019utiliser l\u2019indemnit\u00e9 per\u00e7ue pour mettre en \u0153uvre des travaux de r\u00e9paration des dommages ;<\/li>\n<li>un encadrement de l\u2019expertise des assurances.<\/li>\n<\/ul>\n<p>Certains b\u00e2timents sont exclus de la garantie \u00ab Cat Nat \u00bb pour les dommages mat\u00e9riels directs non-assurables, \u00e0 savoir :<\/p>\n<ul>\n<li>les b\u00e2timents construits sans permis de construire quand cela \u00e9tait exig\u00e9 ;<\/li>\n<li>pendant une dur\u00e9e de 10 ans suivant la r\u00e9ception des travaux, les b\u00e2timents dont le permis de construire a \u00e9t\u00e9 d\u00e9pos\u00e9 apr\u00e8s le 1er janvier 2024, s\u2019il ne peut pas \u00eatre justifi\u00e9 par le ma\u00eetre d\u2019ouvrage du d\u00e9p\u00f4t du document \u00e9tabli par un contr\u00f4leur technique attestant qu&#8217;il a tenu compte de ses avis sur le respect des r\u00e8gles de pr\u00e9vention des risques sismiques et cycloniques.<\/li>\n<\/ul>\n<p>Derni\u00e8re nouveaut\u00e9 \u00e0 retenir : l&#8217;annexion obligatoire de l&#8217;attestation RGA (retrait gonflement des argiles) \u00e0 la promesse de vente ou \u00e0 l&#8217;acte authentique de vente d&#8217;un bien immobilier.<\/p>\n<p>Cette attestation doit rester annex\u00e9e au titre de propri\u00e9t\u00e9 du bien et suit les mutations successives de celui-ci.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000047106308\/\" rel=\"noopener\" target=\"_blank\">Rapport au Pr\u00e9sident de la R\u00e9publique relatif \u00e0 l&#8217;ordonnance n\u00b0 2023-78 du 8 f\u00e9vrier 2023 relative \u00e0 la prise en charge des cons\u00e9quences des d\u00e9sordres caus\u00e9s par le ph\u00e9nom\u00e8ne naturel de mouvements de terrain diff\u00e9rentiels cons\u00e9cutifs \u00e0 la s\u00e9cheresse et \u00e0 la r\u00e9hydratation des sols<\/a><\/li>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000047106316\" rel=\"noopener\" target=\"_blank\">Ordonnance n\u00b0 2023-78 du 8 f\u00e9vrier 2023 relative \u00e0 la prise en charge des cons\u00e9quences des d\u00e9sordres caus\u00e9s par le ph\u00e9nom\u00e8ne naturel de mouvements de terrain diff\u00e9rentiels cons\u00e9cutifs \u00e0 la s\u00e9cheresse et \u00e0 la r\u00e9hydratation des sols<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/secheresse-des-nouveautes-pour-les-sinistres\" target=\"_blank\" rel=\"noopener\">S\u00e9cheresse : des nouveaut\u00e9s pour les sinistr\u00e9s<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/Shutterstock_secheresse.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En raison des \u00e9pisodes de s\u00e9cheresse de plus en plus fr\u00e9quents, le Gouvernement a souhait\u00e9 intervenir pour am\u00e9liorer l\u2019indemnisation des propri\u00e9taires sinistr\u00e9s. Revue de d\u00e9tails.<\/p>\n","protected":false},"author":0,"featured_media":10576,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-9232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>S\u00e9cheresse : des nouveaut\u00e9s pour les sinistr\u00e9s - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/secheresse-des-nouveautes-pour-les-sinistres\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u00e9cheresse : des nouveaut\u00e9s pour les sinistr\u00e9s - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"En raison des \u00e9pisodes de s\u00e9cheresse de plus en plus fr\u00e9quents, le Gouvernement a souhait\u00e9 intervenir pour am\u00e9liorer l\u2019indemnisation des propri\u00e9taires sinistr\u00e9s. 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