{"id":8430,"date":"2023-07-06T00:00:00","date_gmt":"2023-07-05T22:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/inflation-prolongation-de-lajustement-mensuel-du-taux-dusure\/"},"modified":"2023-07-06T00:00:00","modified_gmt":"2023-07-05T22:00:00","slug":"inflation-prolongation-de-lajustement-mensuel-du-taux-dusure","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/inflation-prolongation-de-lajustement-mensuel-du-taux-dusure\/","title":{"rendered":"Inflation : prolongation de l\u2019ajustement mensuel du taux d\u2019usure ?"},"content":{"rendered":"<p>En raison de l\u2019inflation et pour pr\u00e9server l\u2019acc\u00e8s des emprunteurs au cr\u00e9dit immobilier, le taux de l\u2019usure est (temporairement) revu mensuellement et non plus trimestriellement. Cette mesure doit, en principe, prendre fin en ao\u00fbt 2023. Est-elle prolong\u00e9e ?<\/p>\n<h2>Le taux de l\u2019usure va continuer \u00e0 \u00eatre ajust\u00e9 mensuellement !<\/h2>\n<p>En raison de l\u2019inflation, le taux de l\u2019usure augmente. Or il est utilis\u00e9 pour calculer le taux des cr\u00e9dits immobiliers\u2026<\/p>\n<p>Par voie de cons\u00e9quence, corr\u00e9lativement \u00e0 cette augmentation, les taux des cr\u00e9dits immobiliers sont donc aussi en hausse\u2026 Ce qui limite l\u2019acc\u00e8s des emprunteurs au cr\u00e9dit et impacte donc le march\u00e9 immobilier !<\/p>\n<p>Pour soutenir les emprunteurs, il a \u00e9t\u00e9 d\u00e9cid\u00e9, depuis le mois de f\u00e9vrier 2023, de r\u00e9viser mensuellement le taux de l\u2019usure et non plus trimestriellement.<\/p>\n<p>Cette mesure, temporaire, a \u00e9t\u00e9 prise pour 6 mois : elle doit donc se terminer en ao\u00fbt 2023.<\/p>\n<p>Mais en raison de la persistance de l\u2019inflation, le Gouvernement a d\u00e9cid\u00e9 de maintenir l\u2019ajustement mensuel du taux de l\u2019usure jusqu\u2019en f\u00e9vrier 2024.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000047752795\" rel=\"noopener\" target=\"_blank\">Arr\u00eat\u00e9 du 27 juin 2023 modifiant l&#8217;arr\u00eat\u00e9 du 26 janvier 2023 portant adoption des mesures transitoires sur le calcul de l&#8217;usure en application de l&#8217;article L. 314-8 du code de la consommation et de l&#8217;article L. 313-5 du code mon\u00e9taire et financier<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/inflation-prolongation-de-l-ajustement-mensuel-du-taux-d-usure\" target=\"_blank\" rel=\"noopener\">Inflation : prolongation de l\u2019ajustement mensuel du taux d\u2019usure ?<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/tauxusure.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En raison de l\u2019inflation et pour pr\u00e9server l\u2019acc\u00e8s des emprunteurs au cr\u00e9dit immobilier, le taux de l\u2019usure est (temporairement) revu mensuellement et non plus trimestriellement. Cette mesure doit, en principe, prendre fin en ao\u00fbt 2023. Est-elle prolong\u00e9e ?<\/p>\n","protected":false},"author":0,"featured_media":8431,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-8430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inflation : prolongation de l\u2019ajustement mensuel du taux d\u2019usure ? - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/inflation-prolongation-de-lajustement-mensuel-du-taux-dusure\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inflation : prolongation de l\u2019ajustement mensuel du taux d\u2019usure ? - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"En raison de l\u2019inflation et pour pr\u00e9server l\u2019acc\u00e8s des emprunteurs au cr\u00e9dit immobilier, le taux de l\u2019usure est (temporairement) revu mensuellement et non plus trimestriellement. 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