{"id":801,"date":"2021-01-12T05:52:00","date_gmt":"2021-01-12T04:52:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/surendettement-gare-a-la-mauvaise-foi\/"},"modified":"2021-04-18T03:00:36","modified_gmt":"2021-04-18T01:00:36","slug":"surendettement-gare-a-la-mauvaise-foi","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/surendettement-gare-a-la-mauvaise-foi\/","title":{"rendered":"Surendettement : gare \u00e0 la mauvaise foi !"},"content":{"rendered":"

Lourdement endett\u00e9, un particulier d\u00e9cide de saisir la commission de surendettement pour parvenir \u00e0 faire face \u00e0 ses engagements. Sauf, rel\u00e8ve sa banque, que le particulier est de mauvaise foi\u2026<\/p>\n

\n

Commission de surendettement : si et seulement si\u2026<\/h2>\n

Parce qu\u2019il ne peut plus faire face \u00e0 ses dettes, un particulier d\u00e9cide de demander l\u2019ouverture d\u2019une proc\u00e9dure aupr\u00e8s de la Commission de surendettement.<\/p>\n

Une demande de mauvaise foi, selon sa banque, et pour cause : le particulier est propri\u00e9taire de 3 biens immobiliers et il a obtenu, au vu de sa situation financi\u00e8re d\u00e9grad\u00e9e, un moratoire de 18 mois sur 2 pr\u00eats bancaires afin de mettre en vente 2 de ces biens, actuellement donn\u00e9s en location.<\/p>\n

Sauf que jusqu\u2019\u00e0 pr\u00e9sent, le particulier ne justifie d\u2019aucune d\u00e9marche concr\u00e8te pour vendre les biens en question, et n\u2019est pas en mesure de justifier de la date \u00e0 laquelle il a effectivement cherch\u00e9 \u00e0 les vendre\u2026 ce qui prouve, selon la banque, sa mauvaise foi !<\/p>\n

Une position que partage le juge : parce que rien ne prouve qu\u2019il a fait le n\u00e9cessaire pour parvenir \u00e0 faire face \u00e0 ses engagements, la demande du particulier aupr\u00e8s de la Commission de surendettement doit \u00eatre consid\u00e9r\u00e9e comme \u00e9tant de mauvaise foi\u2026 et par cons\u00e9quent rejet\u00e9e.<\/p>\n

Source : Arr\u00eat de la Cour de cassation, 2\u00e8me chambre civile, du 10 d\u00e9cembre 2020, n\u00b0 19-20454<\/p>\n

Surendettement : gare \u00e0 la mauvaise foi !<\/a>\u00a0\u00a9 Copyright WebLex – 2021<\/p>\n<\/div>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Lourdement endett\u00e9, un particulier d\u00e9cide de saisir la commission de surendettement pour parvenir \u00e0 faire face \u00e0 ses engagements. Sauf, rel\u00e8ve sa banque, que le particulier est de mauvaise foi\u2026<\/p>\n","protected":false},"author":0,"featured_media":4132,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-801","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"\nSurendettement : gare \u00e0 la mauvaise foi ! - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/de\/actualites\/surendettement-gare-a-la-mauvaise-foi\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Surendettement : gare \u00e0 la mauvaise foi ! - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Lourdement endett\u00e9, un particulier d\u00e9cide de saisir la commission de surendettement pour parvenir \u00e0 faire face \u00e0 ses engagements. 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