{"id":754,"date":"2021-01-18T05:45:00","date_gmt":"2021-01-18T04:45:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/"},"modified":"2021-04-16T03:00:19","modified_gmt":"2021-04-16T01:00:19","slug":"coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/","title":{"rendered":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ?"},"content":{"rendered":"

Le prolongement de la crise sanitaire n\u00e9cessite l\u2019am\u00e9nagement des dispositifs de soutien aux entreprises, parmi lesquels figure le pr\u00eat garanti par l\u2019Etat. Quelles sont les derni\u00e8res modifications notables \u00e0 son sujet ? R\u00e9ponse.<\/p>\n

\n

Coronavirus (COVID-19) : la p\u00e9riode de diff\u00e9r\u00e9 de remboursement est allong\u00e9e<\/h2>\n

Pour m\u00e9moire, la garantie de l\u2019Etat peut \u00eatre accord\u00e9e aux pr\u00eats consentis par les banques et les soci\u00e9t\u00e9s de financement aux commer\u00e7ants, artisans, exploitants agricoles, professions lib\u00e9rales, micro-entrepreneurs, associations et fondations ayant une activit\u00e9 \u00e9conomique, sous r\u00e9serve du respect de certaines conditions.<\/p>\n

Jusqu\u2019\u00e0 pr\u00e9sent, il \u00e9tait pr\u00e9vu que les pr\u00eats couverts par la garantie devaient notamment comporter un diff\u00e9r\u00e9 d\u2019amortissement minimal de 12 mois et une clause donnant \u00e0 l\u2019emprunteur la facult\u00e9, \u00e0 l\u2019issue de la 1re ann\u00e9e, de les amortir sur une p\u00e9riode additionnelle de 1, 2, 3, 4 ou 5 ans.<\/p>\n

Le Gouvernement vient d\u2019annoncer qu\u2019\u00e0 la suite d\u2019un accord avec la F\u00e9d\u00e9ration bancaire fran\u00e7aise, toutes les entreprises qui le souhaitent ont la possibilit\u00e9, quelles que soient leur activit\u00e9 et leur taille, d\u2019obtenir un diff\u00e9r\u00e9 d\u2019amortissement d\u2019une ann\u00e9e suppl\u00e9mentaire pour le remboursement du capital du pr\u00eat garanti par l\u2019Etat, ce qui porte \u00e0 2 ans la p\u00e9riode de diff\u00e9r\u00e9 totale sur le capital.<\/p>\n

Il sera, dans ce cas, int\u00e9gr\u00e9 dans la phase d\u2019amortissement une nouvelle p\u00e9riode d\u2019un an, o\u00f9 seuls les int\u00e9r\u00eats et le co\u00fbt de la garantie d\u2019Etat seront pay\u00e9s.<\/p>\n

Pour b\u00e9n\u00e9ficier de cette mesure, les entreprises sont invit\u00e9es \u00e0 se rapprocher de leur conseiller bancaire pour d\u00e9cider du plan de remboursement de leur PGE.<\/p>\n

1.<\/p>\n

Source :<\/span> Site de la F\u00e9d\u00e9ration bancaire fran\u00e7aise<\/p>\n

Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? <\/a>\u00a9 Copyright WebLex – 2021<\/p>\n<\/div>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Le prolongement de la crise sanitaire n\u00e9cessite l\u2019am\u00e9nagement des dispositifs de soutien aux entreprises, parmi lesquels figure le pr\u00eat garanti par l\u2019Etat. Quelles sont les derni\u00e8res modifications notables \u00e0 son sujet ? R\u00e9ponse.<\/p>\n","protected":false},"author":0,"featured_media":3427,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"\nCoronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Le prolongement de la crise sanitaire n\u00e9cessite l\u2019am\u00e9nagement des dispositifs de soutien aux entreprises, parmi lesquels figure le pr\u00eat garanti par l\u2019Etat. Quelles sont les derni\u00e8res modifications notables \u00e0 son sujet ? R\u00e9ponse.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\" \/>\n<meta property=\"og:site_name\" content=\"Cabinet Magar\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-18T04:45:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-16T01:00:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"2\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ?\",\"datePublished\":\"2021-01-18T04:45:00+00:00\",\"dateModified\":\"2021-04-16T01:00:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\"},\"wordCount\":323,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg\",\"articleSection\":[\"Actu Juridique\",\"Actualit\u00e9s\"],\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\",\"url\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\",\"name\":\"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar\",\"isPartOf\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg\",\"datePublished\":\"2021-01-18T04:45:00+00:00\",\"dateModified\":\"2021-04-16T01:00:19+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage\",\"url\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg\",\"contentUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg\",\"width\":600,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.cabinet-magar.fr\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/#website\",\"url\":\"https:\/\/www.cabinet-magar.fr\/\",\"name\":\"Cabinet Magar\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cabinet-magar.fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/","og_locale":"de_DE","og_type":"article","og_title":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar","og_description":"Le prolongement de la crise sanitaire n\u00e9cessite l\u2019am\u00e9nagement des dispositifs de soutien aux entreprises, parmi lesquels figure le pr\u00eat garanti par l\u2019Etat. Quelles sont les derni\u00e8res modifications notables \u00e0 son sujet ? R\u00e9ponse.","og_url":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/","og_site_name":"Cabinet Magar","article_published_time":"2021-01-18T04:45:00+00:00","article_modified_time":"2021-04-16T01:00:19+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"2\u00a0Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#article","isPartOf":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/"},"author":{"name":"","@id":""},"headline":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ?","datePublished":"2021-01-18T04:45:00+00:00","dateModified":"2021-04-16T01:00:19+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/"},"wordCount":323,"commentCount":0,"image":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg","articleSection":["Actu Juridique","Actualit\u00e9s"],"inLanguage":"de","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/","url":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/","name":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ? - Cabinet Magar","isPartOf":{"@id":"https:\/\/www.cabinet-magar.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage"},"image":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg","datePublished":"2021-01-18T04:45:00+00:00","dateModified":"2021-04-16T01:00:19+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#primaryimage","url":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg","contentUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2021\/03\/aidefinanciere5.jpg","width":600,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/coronavirus-covid-19-et-pge-quand-devrez-vous-commencer-a-rembourser\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.cabinet-magar.fr\/de\/"},{"@type":"ListItem","position":2,"name":"Coronavirus (COVID-19) et PGE : quand devrez-vous commencer \u00e0 rembourser ?"}]},{"@type":"WebSite","@id":"https:\/\/www.cabinet-magar.fr\/#website","url":"https:\/\/www.cabinet-magar.fr\/","name":"Cabinet Magar","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cabinet-magar.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"}]}},"_links":{"self":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts\/754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/comments?post=754"}],"version-history":[{"count":1,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts\/754\/revisions"}],"predecessor-version":[{"id":4049,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts\/754\/revisions\/4049"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/media\/3427"}],"wp:attachment":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/media?parent=754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/categories?post=754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/tags?post=754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}