{"id":7116,"date":"2022-12-06T05:51:00","date_gmt":"2022-12-06T04:51:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/assurance-recolte-un-point-sur-les-sanctions-encourues\/"},"modified":"2022-12-06T05:51:00","modified_gmt":"2022-12-06T04:51:00","slug":"assurance-recolte-un-point-sur-les-sanctions-encourues","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/assurance-recolte-un-point-sur-les-sanctions-encourues\/","title":{"rendered":"Assurance r\u00e9colte : un point sur les sanctions encourues"},"content":{"rendered":"<p >En mars 2022, une loi a \u00e9t\u00e9 publi\u00e9e permettant d\u2019am\u00e9liorer le r\u00e9gime de l\u2019assurance r\u00e9colte et modifiant en profondeur les outils de gestion des risques climatiques en agriculture. Des pr\u00e9cisions \u00e9taient encore attendues, notamment concernant les sanctions encourues par les assureurs et les agriculteurs. Le Gouvernement vient justement de lever le voile\u2026<\/p>\n<div>\n<h2>R\u00e9forme de l\u2019assurance r\u00e9colte : les sanctions des manquements sont connues !<\/h2>\n<p>En mars 2022, l\u2019assurance r\u00e9colte a \u00e9t\u00e9 am\u00e9lior\u00e9e et les outils de gestion des risques climatiques en agriculture ont \u00e9t\u00e9 modifi\u00e9s en profondeur.<\/p>\n<p>Dans le cadre de l\u2019assurance r\u00e9colte, il est pr\u00e9vu qu\u2019\u00e0 partir de janvier 2023, la couverture des pertes d\u00e9pendra, notamment, du niveau de risque rencontr\u00e9.<\/p>\n<p>Afin de mettre en \u0153uvre le nouveau dispositif pour les risques dits \u00ab significatifs \u00bb, le Gouvernement a mis en place un groupement de cor\u00e9assurance entre les entreprises d\u2019assurance distribuant l\u2019assurance multirisque climatique subventionn\u00e9e qui devront respecter certaines obligations.<\/p>\n<p>Plusieurs textes techniques restaient attendus : le Gouvernement vient d\u2019en d\u00e9voiler un nouveau, cette fois-ci relatif aux sanctions des manquements des entreprises d\u2019assurance, mais aussi des agriculteurs, \u00e0 leurs obligations.<\/p>\n<p>Ainsi, des mesures d&#8217;injonctions sont pr\u00e9vues \u00e0 l\u2019\u00e9gard des assureurs r\u00e9calcitrants, assorties d&#8217;un syst\u00e8me d&#8217;astreinte en cas d&#8217;inex\u00e9cution totale ou partielle de leurs obligations, ainsi que des mesures conservatoires.<\/p>\n<p>2 nouvelles sanctions sont \u00e9galement cr\u00e9\u00e9es :<\/p>\n<ul>\n<li>une sanction p\u00e9cuniaire d&#8217;une part, dont le montant s&#8217;\u00e9l\u00e8ve au maximum \u00e0 la somme la moins \u00e9lev\u00e9e parmi 2 % du chiffre d&#8217;affaires annuel hors taxes r\u00e9alis\u00e9 en France ou 5 M\u20ac ;<\/li>\n<li>une interdiction de distribuer des produits d&#8217;assurance subventionn\u00e9s pendant une dur\u00e9e maximum de 3 ans (correspondant \u00e0 3 campagnes de r\u00e9colte).<\/li>\n<\/ul>\n<p>Notez que ces 2 sanctions peuvent \u00eatre doubl\u00e9es en cas de r\u00e9it\u00e9ration dans un d\u00e9lai de 3 ans \u00e0 compter de la sanction initiale. Dans tous les cas, il sera tenu compte de la gravit\u00e9 et de la dur\u00e9e du manquement, de la situation et de la capacit\u00e9 financi\u00e8res de l&#8217;entreprise d&#8217;assurance en cause et, le cas \u00e9ch\u00e9ant, du montant des avantages retir\u00e9s du manquement.<\/p>\n<p>Les infractions commises par les exploitants agricoles pourront aussi \u00eatre sanctionn\u00e9es. Sont vis\u00e9es ici les fausses d\u00e9clarations ou les d\u00e9clarations abusives, la transmission intentionnelle de faux documents, de fausses informations, etc.<\/p>\n<p>Enfin, en cas de manquement \u00e0 l&#8217;obligation de transmission d&#8217;informations \u00e0 son interlocuteur agr\u00e9\u00e9, l&#8217;exploitant agricole concern\u00e9 peut perdre le b\u00e9n\u00e9fice de l&#8217;indemnit\u00e9 de solidarit\u00e9 nationale.<\/p>\n<p><span style=\"text-decoration: underline;\">Source<\/span> : Ordonnance n\u00b0 2022-1457 du 23 novembre 2022 portant dispositions de contr\u00f4les et de sanctions dans le cadre de la r\u00e9forme des outils de gestion des risques climatiques en agriculture<\/p>\n<p><a title=\"Assurance r\u00e9colte : un point sur les sanctions encourues\" href=\"https:\/\/www.weblex.fr\/weblex-actualite\/assurance-recolte-un-point-sur-les-sanctions-encourues\" rel=\"nofollow noopener\" target=\"_blank\">Assurance r\u00e9colte : un point sur les sanctions encourues<\/a> \u00a9 Copyright WebLex &#8211; 2022<\/p>\n<\/div>\n<p><img src='https:\/\/www.weblex.fr\/images\/flux_actus\/agricolecontrat.jpg'><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En mars 2022, une loi a \u00e9t\u00e9 publi\u00e9e permettant d\u2019am\u00e9liorer le r\u00e9gime de l\u2019assurance r\u00e9colte et modifiant en profondeur les outils de gestion des risques climatiques en agriculture. Des pr\u00e9cisions \u00e9taient encore attendues, notamment concernant les sanctions encourues par les assureurs et les agriculteurs. Le Gouvernement vient justement de lever le voile\u2026<\/p>\n","protected":false},"author":0,"featured_media":7117,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-7116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance r\u00e9colte : un point sur les sanctions encourues - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/assurance-recolte-un-point-sur-les-sanctions-encourues\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance r\u00e9colte : un point sur les sanctions encourues - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"En mars 2022, une loi a \u00e9t\u00e9 publi\u00e9e permettant d\u2019am\u00e9liorer le r\u00e9gime de l\u2019assurance r\u00e9colte et modifiant en profondeur les outils de gestion des risques climatiques en agriculture. 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