{"id":688,"date":"2021-01-26T05:49:00","date_gmt":"2021-01-26T04:49:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/taux-dusure-syndicat-des-coproprietaires-consommateurs\/"},"modified":"2021-04-12T03:01:05","modified_gmt":"2021-04-12T01:01:05","slug":"taux-dusure-syndicat-des-coproprietaires-consommateurs","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/taux-dusure-syndicat-des-coproprietaires-consommateurs\/","title":{"rendered":"Taux d\u2019usure : syndicat des copropri\u00e9taires = consommateurs ?"},"content":{"rendered":"

Les taux d\u2019usure font l\u2019objet d\u2019un encadrement r\u00e8glementaire strict, notamment destin\u00e9 \u00e0 prot\u00e9ger les consommateurs. Une nouvelle pr\u00e9cision vient d\u2019\u00eatre donn\u00e9e \u00e0 ce sujet. Laquelle ?<\/p>\n

\n

Taux d\u2019usure : vers une protection accrue des syndicats de copropri\u00e9taires\u2026<\/h2>\n

Pour m\u00e9moire, le taux de l\u2019usure est le taux maximal d\u2019int\u00e9r\u00eat auquel un pr\u00eat bancaire peut \u00eatre accord\u00e9.<\/p>\n

Le taux de l\u2019usure varie selon les cat\u00e9gories de pr\u00eats accord\u00e9s, notamment eu \u00e9gard \u00e0 la qualit\u00e9 de la personne qui le souscrit (consommateur ou soci\u00e9t\u00e9, par exemple).<\/p>\n

Dans ce cadre, il est d\u00e9sormais pr\u00e9vu que les contrats de cr\u00e9dit accord\u00e9s \u00e0 des syndicats de copropri\u00e9taires doivent \u00eatre assimil\u00e9s \u00e0 des contrats de cr\u00e9dit consentis \u00e0 des consommateurs.<\/p>\n

Par cons\u00e9quent, tout organisme de cr\u00e9dit qui accorde un pr\u00eat \u00e0 un syndicat de copropri\u00e9taires est tenu de respecter les r\u00e8gles applicables aux consommateurs au titre de la r\u00e8glementation sur l\u2019usure.<\/p>\n

Source : Arr\u00eat\u00e9 du 24 novembre 2020 am\u00e9nageant les cat\u00e9gories de pr\u00eats servant de base \u00e0 l’application des dispositions relatives \u00e0 l’usure pour les pr\u00eats aux syndicats de copropri\u00e9taires<\/p>\n

Taux d\u2019usure : syndicat des copropri\u00e9taires = consommateurs ?<\/a> \u00a9 Copyright WebLex – 2021<\/p>\n<\/div>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Les taux d\u2019usure font l\u2019objet d\u2019un encadrement r\u00e8glementaire strict, notamment destin\u00e9 \u00e0 prot\u00e9ger les consommateurs. Une nouvelle pr\u00e9cision vient d\u2019\u00eatre donn\u00e9e \u00e0 ce sujet. Laquelle ?<\/p>\n","protected":false},"author":0,"featured_media":3927,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"\nTaux d\u2019usure : syndicat des copropri\u00e9taires = consommateurs ? - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/taux-dusure-syndicat-des-coproprietaires-consommateurs\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taux d\u2019usure : syndicat des copropri\u00e9taires = consommateurs ? - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Les taux d\u2019usure font l\u2019objet d\u2019un encadrement r\u00e8glementaire strict, notamment destin\u00e9 \u00e0 prot\u00e9ger les consommateurs. 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