{"id":5724,"date":"2022-03-18T05:45:00","date_gmt":"2022-03-18T04:45:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/assurance-vie-un-changement-de-beneficiaire-par-testament\/"},"modified":"2022-03-18T05:45:00","modified_gmt":"2022-03-18T04:45:00","slug":"assurance-vie-un-changement-de-beneficiaire-par-testament","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/assurance-vie-un-changement-de-beneficiaire-par-testament\/","title":{"rendered":"Assurance-vie : un changement de b\u00e9n\u00e9ficiaire\u2026 par testament ?"},"content":{"rendered":"

Est-il possible de changer le b\u00e9n\u00e9ficiaire d\u2019un contrat d\u2019assurance-vie par testament, sans que l\u2019assureur ne soit au courant ? R\u00e9ponse\u2026<\/p>\n

\n

Changer le b\u00e9n\u00e9ficiaire d\u2019un contrat d\u2019assurance vie par testament : c\u2019est possible !<\/h2>\n

Un homme signe un contrat d\u2019assurance-vie pr\u00e9voyant que son fils est le b\u00e9n\u00e9ficiaire du capital de cet assurance (environ 132 000 \u20ac) ou, \u00e0 d\u00e9faut, son \u00e9pouse.<\/p>\n

Par la suite, il indique \u00e0 son assureur qu\u2019il change d\u2019avis et que le b\u00e9n\u00e9ficiaire du contrat d\u2019assurance-vie est son \u00e9pouse, \u00e9vin\u00e7ant ainsi son fils.<\/p>\n

Mais, quelques ann\u00e9es plus tard, il change \u00e0 nouveau d\u2019avis et r\u00e9dige un testament instituant \u00e0 nouveau son fils comme b\u00e9n\u00e9ficiaire du contrat d\u2019assurance-vie.<\/p>\n

Un changement qu\u2019il ne va pas porter \u00e0 la connaissance de l\u2019assureur et qui ne sera r\u00e9v\u00e9l\u00e9 qu\u2019\u00e0 son d\u00e9c\u00e8s, lors de l\u2019ouverture de son testament.<\/p>\n

Pour son \u00e9pouse, comme l\u2019assureur n\u2019a pas \u00e9t\u00e9 inform\u00e9 du changement de b\u00e9n\u00e9ficiaire, celui-ci n\u2019est pas valable et le testament doit \u00eatre \u00e9cart\u00e9.<\/p>\n

Ce que conteste son fils : pour lui, le changement de b\u00e9n\u00e9ficiaire par testament est tout \u00e0 fait valable, m\u00eame si l\u2019assureur n\u2019en a pas \u00e9t\u00e9 inform\u00e9.<\/p>\n

Ce que confirme le juge : c\u2019est donc au fils que doit revenir le capital de l\u2019assurance-vie.<\/p>\n

Source<\/span> : Arr\u00eat de la Cour de cassation, 1\u00e8re chambre civile, du 10 mars 2022, n\u00b0 20-19655<\/p>\n

Assurance-vie : un changement de b\u00e9n\u00e9ficiaire\u2026 par testament ?<\/a> \u00a9 Copyright WebLex – 2022<\/p>\n<\/div>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Est-il possible de changer le b\u00e9n\u00e9ficiaire d\u2019un contrat d\u2019assurance-vie par testament, sans que l\u2019assureur ne soit au courant ? R\u00e9ponse\u2026<\/p>\n","protected":false},"author":0,"featured_media":5725,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-5724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"\nAssurance-vie : un changement de b\u00e9n\u00e9ficiaire\u2026 par testament ? - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/assurance-vie-un-changement-de-beneficiaire-par-testament\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance-vie : un changement de b\u00e9n\u00e9ficiaire\u2026 par testament ? - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Est-il possible de changer le b\u00e9n\u00e9ficiaire d\u2019un contrat d\u2019assurance-vie par testament, sans que l\u2019assureur ne soit au courant ? 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