{"id":5708,"date":"2022-03-21T05:45:00","date_gmt":"2022-03-21T04:45:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/probleme-dassurance-il-faut-agir-vite\/"},"modified":"2022-03-21T05:45:00","modified_gmt":"2022-03-21T04:45:00","slug":"probleme-dassurance-il-faut-agir-vite","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/probleme-dassurance-il-faut-agir-vite\/","title":{"rendered":"Probl\u00e8me d\u2019assurance : il faut agir vite !"},"content":{"rendered":"<p >A l\u2019occasion d\u2019un litige avec un client, une soci\u00e9t\u00e9 d\u00e9couvre que le contrat d\u2019assurance qu\u2019elle a souscrit ne correspond pas \u00e0 son activit\u00e9 professionnelle\u2026 Ce qu\u2019elle reproche \u00e0 son assureur. Un reproche tardif, selon ce dernier\u2026<\/p>\n<div>\n<h2>Probl\u00e8me d\u2019assurance : 5 ans pour agir !<\/h2>\n<p>Une soci\u00e9t\u00e9 dont l\u2019activit\u00e9 consiste, notamment, \u00e0 vendre des plants d\u2019arbres fruitiers, souscrit un contrat d\u2019assurance pour son activit\u00e9 professionnelle.<\/p>\n<p>Quelque temps plus tard, mise en cause par un client m\u00e9content des plants qu\u2019elle lui a vendus, la soci\u00e9t\u00e9 fait appel \u00e0 son assureur\u2026 qui refuse de venir en garantie, le pr\u00e9judice n\u2019\u00e9tant pas ici couvert, selon lui.<\/p>\n<p>Ce qui \u00e9tonne la soci\u00e9t\u00e9, qui r\u00e9clame alors des indemnit\u00e9s \u00e0 l\u2019assurance, lui reprochant de ne pas lui avoir conseill\u00e9 un contrat couvrant effectivement l\u2019ensemble de ses activit\u00e9s.<\/p>\n<p>Un reproche trop tardif, estime l\u2019assureur : la soci\u00e9t\u00e9 avait 5 ans, \u00e0 compter du jour o\u00f9 elle savait qu\u2019il ne viendrait pas en garantie, pour mettre en cause sa responsabilit\u00e9. Or, ce d\u00e9lai est ici d\u00e9pass\u00e9.<\/p>\n<p>Ce que confirme le juge, qui rejette la demande d\u2019indemnisation de la soci\u00e9t\u00e9.<\/p>\n<p>Source : Arr\u00eat de la Cour de cassation, 2e chambre civile, du 10 mars 2022, n\u00b0 20-16237<\/p>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/probleme-dassurance-il-faut-agir-vite\" target=\"_blank\" rel=\"noopener\">Probl\u00e8me d\u2019assurance : il faut agir vite !<\/a> \u00a9 Copyright WebLex &#8211; 2022<\/p>\n<\/div>\n<p><img src='https:\/\/www.weblex.fr\/images\/flux_actus\/pruniers.jpg'><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A l\u2019occasion d\u2019un litige avec un client, une soci\u00e9t\u00e9 d\u00e9couvre que le contrat d\u2019assurance qu\u2019elle a souscrit ne correspond pas \u00e0 son activit\u00e9 professionnelle\u2026 Ce qu\u2019elle reproche \u00e0 son assureur. Un reproche tardif, selon ce dernier\u2026<\/p>\n","protected":false},"author":0,"featured_media":5709,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-5708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Probl\u00e8me d\u2019assurance : il faut agir vite ! - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/probleme-dassurance-il-faut-agir-vite\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Probl\u00e8me d\u2019assurance : il faut agir vite ! - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"A l\u2019occasion d\u2019un litige avec un client, une soci\u00e9t\u00e9 d\u00e9couvre que le contrat d\u2019assurance qu\u2019elle a souscrit ne correspond pas \u00e0 son activit\u00e9 professionnelle\u2026 Ce qu\u2019elle reproche \u00e0 son assureur. 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