{"id":553,"date":"2021-02-16T05:45:00","date_gmt":"2021-02-16T04:45:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/engagement-de-caution-cherchez-le-debiteur-garanti\/"},"modified":"2021-04-06T03:00:52","modified_gmt":"2021-04-06T01:00:52","slug":"engagement-de-caution-cherchez-le-debiteur-garanti","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/engagement-de-caution-cherchez-le-debiteur-garanti\/","title":{"rendered":"Engagement de caution : cherchez le d\u00e9biteur garanti !"},"content":{"rendered":"<p >Parce qu\u2019il estime que son acte de caution n\u2019est pas suffisamment clair sur l\u2019identit\u00e9 du d\u00e9biteur garanti, un associ\u00e9 demande \u00e0 \u00eatre d\u00e9charg\u00e9 de son engagement. A tort, selon la banque, qui n\u2019y voit au contraire aucune impr\u00e9cision\u2026 Qui a raison ?<\/p>\n<div>\n<h2> Caution et identit\u00e9 du d\u00e9biteur garanti : \u00ab lisez mieux \u00bb<\/h2>\n<p>2 associ\u00e9s, p\u00e8re et fils, se portent caution de 4 pr\u00eats bancaires accord\u00e9s \u00e0 leur SCI en vue de l\u2019achat de plusieurs appartements.<\/p>\n<p>A la suite d\u2019impay\u00e9s, la banque somme les 2 cautions de r\u00e9gler le montant des sommes dues.<\/p>\n<p>A tort, selon l\u2019associ\u00e9 p\u00e8re, qui rappelle que toute personne physique qui s&#8217;engage en qualit\u00e9 de caution envers un cr\u00e9ancier professionnel doit faire pr\u00e9c\u00e9der sa signature d&#8217;une mention manuscrite indiquant l&#8217;identit\u00e9 du d\u00e9biteur principal.<\/p>\n<p>Or ici, son acte de caution indique, en qualit\u00e9 de d\u00e9biteur principal, le nom de son fils (\u00e9galement associ\u00e9), suivi du nom de la SCI mis entre parenth\u00e8se.<\/p>\n<p>Une impr\u00e9cision qui, selon lui, laisse planer le doute sur l\u2019identit\u00e9 du d\u00e9biteur principal garanti\u2026 ce qui annule son engagement.<\/p>\n<p>\u00ab Faux \u00bb, r\u00e9torque le juge, qui rel\u00e8ve que dans l\u2019acte de caution, le nom de la soci\u00e9t\u00e9 a syst\u00e9matiquement \u00e9t\u00e9 ajout\u00e9 \u00e0 la suite de l\u2019identit\u00e9 de l\u2019associ\u00e9 fils, ce qui suffit \u00e0 l\u2019identifier comme le d\u00e9biteur garanti.<\/p>\n<p>L\u2019acte de caution est donc parfaitement valide, et l\u2019associ\u00e9 p\u00e8re doit r\u00e9gler les sommes dues.<\/p>\n<p>Source : Arr\u00eat de la Cour de cassation, 1\u00e8re chambre civile, du 3 f\u00e9vrier 2021, n\u00b0 19-16599 (NP)<\/p>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/engagement-de-caution-cherchez-le-debiteur-garanti\" target=\"_blank\" rel=\"noopener\">Engagement de caution : cherchez le d\u00e9biteur garanti ! <\/a>\u00a9 Copyright WebLex &#8211; 2021<\/p>\n<\/div>\n<p><img src='https:\/\/www.weblex.fr\/images\/flux_actus\/cautionbanque3.jpg'><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Parce qu\u2019il estime que son acte de caution n\u2019est pas suffisamment clair sur l\u2019identit\u00e9 du d\u00e9biteur garanti, un associ\u00e9 demande \u00e0 \u00eatre d\u00e9charg\u00e9 de son engagement. A tort, selon la banque, qui n\u2019y voit au contraire aucune impr\u00e9cision\u2026 Qui a raison ?<\/p>\n","protected":false},"author":0,"featured_media":3686,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Engagement de caution : cherchez le d\u00e9biteur garanti ! - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/engagement-de-caution-cherchez-le-debiteur-garanti\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Engagement de caution : cherchez le d\u00e9biteur garanti ! - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Parce qu\u2019il estime que son acte de caution n\u2019est pas suffisamment clair sur l\u2019identit\u00e9 du d\u00e9biteur garanti, un associ\u00e9 demande \u00e0 \u00eatre d\u00e9charg\u00e9 de son engagement. 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