{"id":5147,"date":"2022-05-10T05:49:00","date_gmt":"2022-05-10T03:49:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/distributeurs-de-contrat-dassurance-vie-trop-de-defaillances-en-matiere-de-conseil\/"},"modified":"2022-05-10T05:49:00","modified_gmt":"2022-05-10T03:49:00","slug":"distributeurs-de-contrat-dassurance-vie-trop-de-defaillances-en-matiere-de-conseil","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/distributeurs-de-contrat-dassurance-vie-trop-de-defaillances-en-matiere-de-conseil\/","title":{"rendered":"Distributeurs de contrat d\u2019assurance vie : trop de d\u00e9faillances en mati\u00e8re de conseil\u2026"},"content":{"rendered":"

L\u2019Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (ACPR) a effectu\u00e9 des contr\u00f4les aupr\u00e8s des distributeurs de contrat d\u2019assurance vie\u2026 et a relev\u00e9 de nombreux manquements en mati\u00e8re de devoir de conseil\u2026<\/p>\n

\n

Assurance vie : mieux conseiller les clients financi\u00e8rement fragiles ou en difficult\u00e9<\/h2>\n

Suite \u00e0 de nombreux contr\u00f4les sur place, l\u2019ACPR a constat\u00e9 des d\u00e9faillances en mati\u00e8re de commercialisation de contrats d\u2019assurance vie aupr\u00e8s de clients financi\u00e8rement fragiles ou en difficult\u00e9.<\/p>\n

En r\u00e9action, elle appelle les professionnels du secteur \u00e0 mieux respecter le devoir de conseil aupr\u00e8s de ces clients, la conclusion de contrats d\u2019assurance vie pouvant aggraver leur situation financi\u00e8re.<\/p>\n

A titre d\u2019exemple, certains clients ont pu \u00eatre amen\u00e9s \u00e0 payer des frais d\u2019entr\u00e9e et de gestion particuli\u00e8rement p\u00e9nalisants, les contraignant \u00e0 racheter rapidement leur contrat d\u2019assurance vie par manque de liquidit\u00e9s.<\/p>\n

Source : Actualit\u00e9 de l\u2019ACPR du 3 mai 2022<\/p>\n

Distributeurs de contrat d\u2019assurance vie : trop de d\u00e9faillances en mati\u00e8re de conseil\u2026<\/a> \u00a9 Copyright WebLex – 2022<\/p>\n<\/div>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (ACPR) a effectu\u00e9 des contr\u00f4les aupr\u00e8s des distributeurs de contrat d\u2019assurance vie\u2026 et a relev\u00e9 de nombreux manquements en mati\u00e8re de devoir de conseil\u2026<\/p>\n","protected":false},"author":0,"featured_media":5148,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-5147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"\nDistributeurs de contrat d\u2019assurance vie : trop de d\u00e9faillances en mati\u00e8re de conseil\u2026 - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/distributeurs-de-contrat-dassurance-vie-trop-de-defaillances-en-matiere-de-conseil\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Distributeurs de contrat d\u2019assurance vie : trop de d\u00e9faillances en mati\u00e8re de conseil\u2026 - 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