{"id":13834,"date":"2026-04-16T00:00:00","date_gmt":"2026-04-15T22:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/livret-depargne-populaire-des-plafonds-reevalues-pour-2026\/"},"modified":"2026-04-16T00:00:00","modified_gmt":"2026-04-15T22:00:00","slug":"livret-depargne-populaire-des-plafonds-reevalues-pour-2026","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/livret-depargne-populaire-des-plafonds-reevalues-pour-2026\/","title":{"rendered":"Livret d\u2019\u00e9pargne populaire : des plafonds r\u00e9\u00e9valu\u00e9s pour 2026"},"content":{"rendered":"<p>Le livret d\u2019\u00e9pargne populaire (LEP) est un produit d\u2019\u00e9pargne disponible pour les personnes disposant de revenus modestes ne d\u00e9passant pas un certain seuil. Quel est ce seuil pour 2026 ?<\/p>\n<h2>LEP : qui peut l\u2019ouvrir en 2026 ?<\/h2>\n<p>Le livret d\u2019\u00e9pargne populaire (LEP) est un produit d\u2019\u00e9pargne qui peut \u00eatre ouvert par toute personne majeure dont les revenus sont inf\u00e9rieurs \u00e0 certains seuils.<\/p>\n<p>Il permet de profiter d\u2019un taux d\u2019int\u00e9r\u00eat sup\u00e9rieur \u00e0 celui garanti par le livret A, qui lui peut \u00eatre ouvert sans conditions de revenus.<\/p>\n<p>En effet, depuis le 1er f\u00e9vrier 2026, le taux d\u2019int\u00e9r\u00eat garanti pour le LEP est de 2,5 % contre 1,5 % pour le livret A.<\/p>\n<p>Afin de d\u00e9terminer si une personne peut ouvrir ou non un LEP, il appartient \u00e0 la banque sollicit\u00e9e de v\u00e9rifier le revenu fiscal de r\u00e9f\u00e9rence du demandeur : en 2026, il faut tenir compte du revenu fiscal de r\u00e9f\u00e9rence de 2024.<\/p>\n<p>Pour 2026, les plafonds \u00e0 ne pas d\u00e9passer pour ouvrir un LEP sont de :<\/p>\n<ul>\n<li>23 028 \u20ac pour une personne seule ;<\/li>\n<li>35 326 \u20ac pour un couple mari\u00e9 ou pacs\u00e9 et soumis \u00e0 imposition commune ;<\/li>\n<li>47 624 \u20ac pour un couple mari\u00e9 ou pacs\u00e9, soumis \u00e0 imposition commune et ayant 2 enfants \u00e0 charge principale ou exclusive.<\/li>\n<\/ul>\n<p>Ces plafonds b\u00e9n\u00e9ficient d\u2019une l\u00e9g\u00e8re hausse par rapport aux ann\u00e9es pr\u00e9c\u00e9dentes.<\/p>\n<p>Pour rappel, lorsqu\u2019une personne b\u00e9n\u00e9ficie d\u2019un LEP et que ses revenus d\u00e9passent le plafond correspondant \u00e0 sa situation sur une ann\u00e9e, cela n\u2019a pas d\u2019incidence.<\/p>\n<p>En revanche, un d\u00e9passement du plafond sur 2 ann\u00e9es cons\u00e9cutives entraine la cl\u00f4ture du LEP.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.service-public.gouv.fr\/particuliers\/actualites\/A18261\" target=\"_blank\">Actualit\u00e9 de Service-public.fr du 8 avril 2026 : \u00ab Quels sont les plafonds de revenus pour ouvrir un livret d\u2019\u00e9pargne populaire en 2026 ? \u00bb<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/livret-d-epargne-populaire-des-plafonds-reevalues-pour-2026\" target=\"_blank\">Livret d\u2019\u00e9pargne populaire : des plafonds r\u00e9\u00e9valu\u00e9s pour 2026<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/Shutterstock_LEP.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le livret d\u2019\u00e9pargne populaire (LEP) est un produit d\u2019\u00e9pargne disponible pour les personnes disposant de revenus modestes ne d\u00e9passant pas un certain seuil. Quel est ce seuil pour 2026 ?<\/p>\n","protected":false},"author":0,"featured_media":13835,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-13834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Livret d\u2019\u00e9pargne populaire : des plafonds r\u00e9\u00e9valu\u00e9s pour 2026 - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/livret-depargne-populaire-des-plafonds-reevalues-pour-2026\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Livret d\u2019\u00e9pargne populaire : des plafonds r\u00e9\u00e9valu\u00e9s pour 2026 - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Le livret d\u2019\u00e9pargne populaire (LEP) est un produit d\u2019\u00e9pargne disponible pour les personnes disposant de revenus modestes ne d\u00e9passant pas un certain seuil. 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