{"id":13076,"date":"2025-12-30T00:00:00","date_gmt":"2025-12-29T23:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/pret-avance-mutation-reevaluation-des-seuils-de-revenus\/"},"modified":"2025-12-30T00:00:00","modified_gmt":"2025-12-29T23:00:00","slug":"pret-avance-mutation-reevaluation-des-seuils-de-revenus","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/pret-avance-mutation-reevaluation-des-seuils-de-revenus\/","title":{"rendered":"Pr\u00eat avance mutation : r\u00e9\u00e9valuation des seuils de revenus"},"content":{"rendered":"<p>Parmi les aides disponibles pour les propri\u00e9taires souhaitant effectuer des travaux de r\u00e9novation \u00e9nerg\u00e9tique, un pr\u00eat avance mutation ne portant pas int\u00e9r\u00eat peut \u00eatre accord\u00e9 pour les m\u00e9nages aux revenus modestes. Une appr\u00e9ciation du caract\u00e8re modeste des revenus qui vient d\u2019\u00e9voluer\u2026<\/p>\n<h2>Pr\u00eat avance mutation : les revenus des m\u00e9nages \u00ab modestes \u00bb \u00e9voluent<\/h2>\n<p>Le pr\u00eat avance mutation ne portant pas int\u00e9r\u00eat, \u00e9galement appel\u00e9 pr\u00eat avance mutation, est une aide au financement accord\u00e9e aux m\u00e9nages aux revenus modestes souhaitant r\u00e9aliser des travaux d\u2019\u00e9conomie d\u2019\u00e9nergie dans leur r\u00e9sidence principale.<\/p>\n<p>Ce pr\u00eat accord\u00e9 pour un montant maximum de 50 000 \u20ac voit ses int\u00e9r\u00eats pris en charge par l\u2019\u00c9tat pour une dur\u00e9e de 10 ans.<\/p>\n<p>Ce dispositif s\u2019adresse uniquement aux m\u00e9nages dont les revenus sont inf\u00e9rieurs \u00e0 certains plafonds permettant de qualifier leurs ressources de \u00ab modestes \u00bb ou \u00ab tr\u00e8s modestes \u00bb.<\/p>\n<p>Les plafonds concernant la cat\u00e9gorie des revenus \u00ab modestes \u00bb sont revus \u00e0 compter du 1er janvier 2026. Les plafonds applicables (<a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/article_jo\/JORFARTI000053015626\" target=\"_blank\">consultables ici<\/a>) d\u00e9pendent \u00e0 la fois du nombre de personnes composant le m\u00e9nage et du lieu d\u2019habitation de celui-ci.<\/p>\n<p>Pour rappel, ce m\u00e9canisme est possible par l\u2019application d\u2019une garantie d\u2019hypoth\u00e8que sur le bien immobilier, objet des travaux.<\/p>\n<p>Le bien en question doit avoir \u00e9t\u00e9 achev\u00e9 depuis au moins 2 ans et les travaux, objets du pr\u00eat, doivent \u00eatre r\u00e9alis\u00e9s dans les 3 ans suivant l\u2019octroi de celui-ci.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000053015616\" target=\"_blank\">Arr\u00eat\u00e9 du 10 d\u00e9cembre 2025 relatif aux conditions de ressources applicables au pr\u00eat avance mutation ne portant pas int\u00e9r\u00eat destin\u00e9 au financement de travaux permettant d&#8217;am\u00e9liorer la performance \u00e9nerg\u00e9tique des logements anciens<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/pret-avance-mutation-reevaluation-des-seuils-de-revenus\" target=\"_blank\">Pr\u00eat avance mutation : r\u00e9\u00e9valuation des seuils de revenus<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/Shutterstock_pretavancemutation.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Parmi les aides disponibles pour les propri\u00e9taires souhaitant effectuer des travaux de r\u00e9novation \u00e9nerg\u00e9tique, un pr\u00eat avance mutation ne portant pas int\u00e9r\u00eat peut \u00eatre accord\u00e9 pour les m\u00e9nages aux revenus modestes. Une appr\u00e9ciation du caract\u00e8re modeste des revenus qui vient d\u2019\u00e9voluer\u2026<\/p>\n","protected":false},"author":0,"featured_media":13077,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-13076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-le-coin-du-dirigeant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pr\u00eat avance mutation : r\u00e9\u00e9valuation des seuils de revenus - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/pret-avance-mutation-reevaluation-des-seuils-de-revenus\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00eat avance mutation : r\u00e9\u00e9valuation des seuils de revenus - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Parmi les aides disponibles pour les propri\u00e9taires souhaitant effectuer des travaux de r\u00e9novation \u00e9nerg\u00e9tique, un pr\u00eat avance mutation ne portant pas int\u00e9r\u00eat peut \u00eatre accord\u00e9 pour les m\u00e9nages aux revenus modestes. 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