{"id":12210,"date":"2025-06-13T00:00:00","date_gmt":"2025-06-12T22:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/cest-lhistoire-dune-societe-qui-reproche-a-sa-banque-de-ne-pas-connaitre-ses-habitudes\/"},"modified":"2025-06-13T00:00:00","modified_gmt":"2025-06-12T22:00:00","slug":"cest-lhistoire-dune-societe-qui-reproche-a-sa-banque-de-ne-pas-connaitre-ses-habitudes","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/la-petite-histoire-du-jour\/cest-lhistoire-dune-societe-qui-reproche-a-sa-banque-de-ne-pas-connaitre-ses-habitudes\/","title":{"rendered":"C\u2019est l\u2019histoire d\u2019une soci\u00e9t\u00e9 qui reproche \u00e0 sa banque de ne pas connaitre ses habitudes\u2026"},"content":{"rendered":"<p class=\"title\">C\u2019est l\u2019histoire d\u2019une soci\u00e9t\u00e9 qui reproche \u00e0 sa banque de ne pas connaitre ses habitudes\u2026<\/p>\n<div>\n<p>Une comptable re\u00e7oit un mail sign\u00e9 de son dirigeant lui demandant de r\u00e9aliser un virement important au profit d\u2019une soci\u00e9t\u00e9 asiatique. L\u2019op\u00e9ration est valid\u00e9e par la banque, avant que l\u2019entreprise ne d\u00e9couvre la supercherie : l\u2019identit\u00e9 du dirigeant a \u00e9t\u00e9 usurp\u00e9e\u2026<\/p>\n<p>L\u2019entreprise reproche alors \u00e0 la banque de n\u2019avoir fait preuve d\u2019aucune vigilance face \u00e0 ce qui s\u2019av\u00e8re \u00eatre une \u00ab fraude au pr\u00e9sident \u00bb et lui demande de prendre en charge ses pertes : la banque sait bien que la soci\u00e9t\u00e9 n\u2019op\u00e8re ni en Asie, ni avec de tels montants. La banque r\u00e9torque qu\u2019elle a contact\u00e9 la comptable de l\u2019entreprise pour s\u2019assurer que tout \u00e9tait en ordre, ce qui, selon elle, suffit \u00e0 respecter ses obligations sans s\u2019immiscer excessivement dans la gestion de son client\u2026&nbsp;<\/p>\n<p>Mais pas pour le juge, qui rappelle que la banque, consciente du ph\u00e9nom\u00e8ne de \u00ab fraude au pr\u00e9sident \u00bb, devait \u00eatre plus vigilante et contacter directement le dirigeant pour s\u2019assurer que tout \u00e9tait en ordre. Elle devra donc indemniser la soci\u00e9t\u00e9\u2026<\/p>\n<\/p><\/div>\n<div>Source : <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/juri\/id\/JURITEXT000050316252?init=true&amp;page=1&amp;query=23-13282&amp;searchField=ALL&amp;tab_selection=all\" target=\"_blank\">Arr\u00eat de la Cour de cassation, chambre commerciale, du 2 octobre 2024, no 23-13282<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/la-petite-histoire-du-jour\/c-est-l-histoire-d-une-societe-qui-reproche-a-sa-banque-de-ne-pas-connaitre-ses-habitudes\" target=\"_blank\">La petite histoire du jour<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/petites_histoires\/images\/Shutterstock_arnaqueaupresident.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u2019est l\u2019histoire d\u2019une soci\u00e9t\u00e9 qui reproche \u00e0 sa banque de ne pas connaitre ses habitudes\u2026<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-12210","post","type-post","status-publish","format-standard","hentry","category-la-petite-histoire-du-jour"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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