{"id":12124,"date":"2025-05-28T00:00:00","date_gmt":"2025-05-27T22:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/"},"modified":"2025-05-28T00:00:00","modified_gmt":"2025-05-27T22:00:00","slug":"ficoba-du-nouveau-concernant-les-obligations-declaratives","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/","title":{"rendered":"FICOBA : du nouveau concernant les obligations d\u00e9claratives"},"content":{"rendered":"<p>Le fichier FICOBA qui recense la liste des comptes bancaires ouverts en France est aliment\u00e9 par les banques, lesquelles sont soumises \u00e0 des obligations d\u00e9claratives qui viennent d\u2019\u00eatre modifi\u00e9es\u2026 Focus.<\/p>\n<h2>FICOBA : pr\u00e9cisions sur les obligations d\u00e9claratives<\/h2>\n<p>Pour rappel, le FICOBA est une base de donn\u00e9es qui compile l\u2019ensemble des comptes bancaires (comptes courants, comptes \u00e9pargne, etc.) ouverts en France.<\/p>\n<p>Plus pr\u00e9cis\u00e9ment, il recense les informations li\u00e9es \u00e0 des op\u00e9rations d&#8217;ouverture, de modification et de cl\u00f4ture d&#8217;un compte, telles que :<\/p>\n<ul>\n<li>le nom et l\u2019adresse de la banque qui g\u00e8re le compte\u202f;<\/li>\n<li>l\u2019identit\u00e9 du ou des titulaires du compte\u202f;<\/li>\n<li>les caract\u00e9ristiques essentielles du compte\u202f;<\/li>\n<li>la date et la nature de l&#8217;op\u00e9ration d\u00e9clar\u00e9e (ouverture, cl\u00f4ture, modification).<\/li>\n<\/ul>\n<p>En revanche, le FICOBA ne mentionne pas les op\u00e9rations effectu\u00e9es sur les comptes, ni leur solde.<\/p>\n<p>Le fichier est renseign\u00e9 et mis \u00e0 jour par les banques. Jusqu\u2019\u00e0 pr\u00e9sent, les \u00e9tablissements qui g\u00e8rent des comptes ou des coffres-forts devaient d\u00e9clarer toute ouverture, modification et cl\u00f4ture de comptes et de location des coffres-forts dans les 30 jours suivant les ouvertures, modifications, cl\u00f4tures de comptes et locations de coffres-forts aupr\u00e8s du centre de services informatiques comp\u00e9tent.<\/p>\n<p>Depuis le 1er mai 2025, le d\u00e9lai de souscription de cette d\u00e9claration est pass\u00e9 \u00e0 7 jours.<\/p>\n<p>Notez qu\u2019en vue de l&#8217;initialisation d&#8217;une nouvelle version du traitement informatis\u00e9 d\u00e9nomm\u00e9 \u00ab gestion du fichier des comptes bancaires et assimil\u00e9s \u00bb, les \u00e9tablissements qui g\u00e8rent ces comptes ou ces coffres-forts devaient d\u00e9poser une d\u00e9claration comprenant, d&#8217;une part, l&#8217;ensemble des comptes actifs et des locations de coffres-forts en cours \u00e0 la date de son d\u00e9p\u00f4t et, d&#8217;autre part, l&#8217;ensemble des cl\u00f4tures de comptes et cessations de locations de coffres-forts intervenues entre le 1er janvier 2024 et la date de la d\u00e9claration.<\/p>\n<p>Cette d\u00e9claration, communiqu\u00e9e par r\u00e9seau, doit \u00eatre effectu\u00e9e \u00e0 la date indiqu\u00e9e par l&#8217;administration \u00e0 chaque d\u00e9clarant, et au plus tard le 30 avril 2025.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000050330600\" target=\"_blank\">Arr\u00eat\u00e9 du 4 octobre 2024 relatif au fichier des comptes bancaires et assimil\u00e9s (FICOBA)<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/ficoba-du-nouveau-concernant-les-obligations-declaratives\" target=\"_blank\">FICOBA : du nouveau concernant les obligations d\u00e9claratives<\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/Shutterstock_FICOBA.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le fichier FICOBA qui recense la liste des comptes bancaires ouverts en France est aliment\u00e9 par les banques, lesquelles sont soumises \u00e0 des obligations d\u00e9claratives qui viennent d\u2019\u00eatre modifi\u00e9es\u2026 Focus.<\/p>\n","protected":false},"author":0,"featured_media":12125,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-12124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-juridique","category-actualites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"Le fichier FICOBA qui recense la liste des comptes bancaires ouverts en France est aliment\u00e9 par les banques, lesquelles sont soumises \u00e0 des obligations d\u00e9claratives qui viennent d\u2019\u00eatre modifi\u00e9es\u2026 Focus.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\" \/>\n<meta property=\"og:site_name\" content=\"Cabinet Magar\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-27T22:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"2\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"FICOBA : du nouveau concernant les obligations d\u00e9claratives\",\"datePublished\":\"2025-05-27T22:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\"},\"wordCount\":386,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg\",\"articleSection\":[\"Actu Juridique\",\"Actualit\u00e9s\"],\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\",\"url\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\",\"name\":\"FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar\",\"isPartOf\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg\",\"datePublished\":\"2025-05-27T22:00:00+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage\",\"url\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg\",\"contentUrl\":\"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg\",\"width\":600,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.cabinet-magar.fr\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FICOBA : du nouveau concernant les obligations d\u00e9claratives\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cabinet-magar.fr\/#website\",\"url\":\"https:\/\/www.cabinet-magar.fr\/\",\"name\":\"Cabinet Magar\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cabinet-magar.fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/","og_locale":"de_DE","og_type":"article","og_title":"FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar","og_description":"Le fichier FICOBA qui recense la liste des comptes bancaires ouverts en France est aliment\u00e9 par les banques, lesquelles sont soumises \u00e0 des obligations d\u00e9claratives qui viennent d\u2019\u00eatre modifi\u00e9es\u2026 Focus.","og_url":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/","og_site_name":"Cabinet Magar","article_published_time":"2025-05-27T22:00:00+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"2\u00a0Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#article","isPartOf":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/"},"author":{"name":"","@id":""},"headline":"FICOBA : du nouveau concernant les obligations d\u00e9claratives","datePublished":"2025-05-27T22:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/"},"wordCount":386,"commentCount":0,"image":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg","articleSection":["Actu Juridique","Actualit\u00e9s"],"inLanguage":"de","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/","url":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/","name":"FICOBA : du nouveau concernant les obligations d\u00e9claratives - Cabinet Magar","isPartOf":{"@id":"https:\/\/www.cabinet-magar.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage"},"image":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg","datePublished":"2025-05-27T22:00:00+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#primaryimage","url":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg","contentUrl":"https:\/\/www.cabinet-magar.fr\/wp-content\/uploads\/2025\/05\/Shutterstock_FICOBA.jpg","width":600,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.cabinet-magar.fr\/actualites\/ficoba-du-nouveau-concernant-les-obligations-declaratives\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.cabinet-magar.fr\/de\/"},{"@type":"ListItem","position":2,"name":"FICOBA : du nouveau concernant les obligations d\u00e9claratives"}]},{"@type":"WebSite","@id":"https:\/\/www.cabinet-magar.fr\/#website","url":"https:\/\/www.cabinet-magar.fr\/","name":"Cabinet Magar","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cabinet-magar.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"}]}},"_links":{"self":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts\/12124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/comments?post=12124"}],"version-history":[{"count":0,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/posts\/12124\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/media\/12125"}],"wp:attachment":[{"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/media?parent=12124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/categories?post=12124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cabinet-magar.fr\/de\/wp-json\/wp\/v2\/tags?post=12124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}