{"id":11814,"date":"2025-03-28T00:00:00","date_gmt":"2025-03-27T23:00:00","guid":{"rendered":"https:\/\/www.cabinet-magar.fr\/actualites\/cheque-sante-quel-calcul-en-2025\/"},"modified":"2025-03-28T00:00:00","modified_gmt":"2025-03-27T23:00:00","slug":"cheque-sante-quel-calcul-en-2025","status":"publish","type":"post","link":"https:\/\/www.cabinet-magar.fr\/de\/actualites\/cheque-sante-quel-calcul-en-2025\/","title":{"rendered":"Ch\u00e8que sant\u00e9\u202f: quel calcul en 2025\u202f?"},"content":{"rendered":"<p>La r\u00e9glementation sociale pr\u00e9voit le versement d\u2019un ch\u00e8que sant\u00e9 aux salari\u00e9s qui b\u00e9n\u00e9ficie d\u2019un des cas de dispense \u00e0 la couverture compl\u00e9mentaire sant\u00e9 collective et obligatoire. Dans certains cas, le montant de cette aide d\u00e9pend d\u2019un montant de r\u00e9f\u00e9rence forfaitaire qui vient d\u2019\u00eatre revaloris\u00e9 en 2025. A quel niveau\u202f?<\/p>\n<h2>Ch\u00e8que sant\u00e9\u202f: un montant forfaitaire revaloris\u00e9 en 2025<\/h2>\n<p>Depuis 2016, les salari\u00e9s doivent obligatoirement b\u00e9n\u00e9ficier d\u2019une couverture sant\u00e9 collective et obligatoire, mise en place dans l\u2019entreprise.<\/p>\n<p>Toutefois, certains salari\u00e9s peuvent en \u00eatre dispens\u00e9s, \u00e0 condition d\u2019\u00eatre couvert par une assurance de sant\u00e9 individuelle r\u00e9pondant \u00e0 certains crit\u00e8res de responsabilit\u00e9.<\/p>\n<p>Sont notamment concern\u00e9s les salari\u00e9s embauch\u00e9s aux termes d\u2019un CDD ou encore d\u2019un contrat de mission, et dont la dur\u00e9e de la couverture \u00ab\u202ffrais de sant\u00e9\u202f\u00bb collective et obligatoire est inf\u00e9rieure ou \u00e9gale \u00e0 3 mois.<\/p>\n<p>Ces salari\u00e9s peuvent se voir verser un \u00ab\u202fCh\u00e8que sant\u00e9\u202f\u00bb par l\u2019employeur qui constitue une aide au financement d\u2019une couverture individuelle de sant\u00e9, se substituant \u00e0 la couverture sant\u00e9 de l\u2019entreprise.<\/p>\n<p>L\u2019aide est calcul\u00e9e chaque mois en d\u00e9terminant un montant de r\u00e9f\u00e9rence auquel est appliqu\u00e9 un coefficient de majoration fix\u00e9 \u00e0 125 % pour les salari\u00e9s en CDD ou en contrat de mission.<\/p>\n<p>Pour calculer le montant de r\u00e9f\u00e9rence, la loi pr\u00e9voit qu\u2019il correspond en principe \u00e0 la contribution que l\u2019employeur aurait d\u00fb verser au titre de la couverture collective pour la cat\u00e9gorie de salari\u00e9 \u00e0 laquelle le salari\u00e9 appartient.<\/p>\n<p>Toutefois et par exception, un montant de r\u00e9f\u00e9rence forfaitaire peut \u00eatre appliqu\u00e9 lorsque le montant de la contribution due par l\u2019employeur ne peut pas \u00eatre d\u00e9termin\u00e9 pour la cat\u00e9gorie \u00e0 laquelle le salari\u00e9 dispens\u00e9 appartient.<\/p>\n<p>Ce montant de r\u00e9f\u00e9rence forfaitaire, fix\u00e9 annuellement, vient d\u2019\u00eatre revaloris\u00e9 \u00e0 hauteur de 21,50 \u20ac par mois (contre 20,75\u20ac en 2024).<\/p>\n<p>En Alsace-Moselle, ce montant est fix\u00e9 \u00e0 7,18\u20ac mensuels (contre 6,93 \u20ac en 2024).<\/p>\n<p>Notez que ces 2 montants de r\u00e9f\u00e9rence peuvent \u00eatre proratis\u00e9s, notamment dans l\u2019hypoth\u00e8se d\u2019un travail \u00e0 temps partiel du salari\u00e9 dispens\u00e9.<\/p>\n<div>Sources :  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000051368527\" rel=\"noopener\" target=\"_blank\">Arr\u00eat\u00e9 du 19 mars 2025 fixant pour 2025 le montant du versement mentionn\u00e9 \u00e0 l&#8217;article L. 911-7-1 du code de la s\u00e9curit\u00e9 sociale<\/a><\/li>\n<\/ul>\n<\/div>\n<p><a href=\"https:\/\/www.weblex.fr\/weblex-actualite\/cheque-sante-quel-calcul-en-2025\" target=\"_blank\">Ch\u00e8que sant\u00e9 : quel calcul en 2025\u202f?  <\/a> &#8211; \u00a9 Copyright WebLex<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.weblex.fr\/sites\/default\/files\/actualites\/images\/Shutterstock_chequesante2025.jpg\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La r\u00e9glementation sociale pr\u00e9voit le versement d\u2019un ch\u00e8que sant\u00e9 aux salari\u00e9s qui b\u00e9n\u00e9ficie d\u2019un des cas de dispense \u00e0 la couverture compl\u00e9mentaire sant\u00e9 collective et obligatoire. Dans certains cas, le montant de cette aide d\u00e9pend d\u2019un montant de r\u00e9f\u00e9rence forfaitaire qui vient d\u2019\u00eatre revaloris\u00e9 en 2025. A quel niveau\u202f?<\/p>\n","protected":false},"author":0,"featured_media":11815,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8,7],"tags":[],"class_list":["post-11814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu-sociale","category-actualites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ch\u00e8que sant\u00e9\u202f: quel calcul en 2025\u202f? - Cabinet Magar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinet-magar.fr\/actualites\/cheque-sante-quel-calcul-en-2025\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ch\u00e8que sant\u00e9\u202f: quel calcul en 2025\u202f? - Cabinet Magar\" \/>\n<meta property=\"og:description\" content=\"La r\u00e9glementation sociale pr\u00e9voit le versement d\u2019un ch\u00e8que sant\u00e9 aux salari\u00e9s qui b\u00e9n\u00e9ficie d\u2019un des cas de dispense \u00e0 la couverture compl\u00e9mentaire sant\u00e9 collective et obligatoire. 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